(L to R) AN Roy, former Director General of Mumbai Police, D Sarkar, Chairman, Union Bank and OP Dua, General Manager, Union Bank Of India during an exclusive MOU between Union Bank and Vandana Foundation which starts an initiative for financial support to Urban Micro-Entrepreneurs in Mumbai slums through very low interest loans and skill building in Mumbai, India on February 1, 2013. These loans will be between Rs.25,000 - 40,000 and have a two year tenure. Photo Credit: Indian Photo Agency (InPA)